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Combined list of help for primary producers

The COVID-19 pandemic adds further strain to bushfire affected communities, many of which were already under pressure from drought or flood events.

A list of Australian Government support, and how to access it, is below.

It includes bushfire, drought, flood and COVID-19 assistance.

This list focuses on the needs of primary producers.

All of these measures have eligibility criteria, so check out the detail to see if they match your circumstances.

Visit australia.gov.au for detail on the Australian Government response to COVID-19.

For state and territory government assistance with COVID-19 visit australia.gov.au and follow the links at the bottom of the page.

On this page

I need financial counselling

Type of support How to access

Rural Financial Counselling Service

  • Free financial counselling for farmers, fishers, forest growers or harvesters and related small business owners who are facing financial hardship

Call 1800 686 175

Visit agriculture.gov.au/rfcs

I need money to keep my primary production enterprise going

Type of support How to access

Bushfire - $10,000 grants for small business

  • Open to primary producers if you are also a small business
  • Available in 21 Local Government Areas most affected by the fires
  • For those with 40+ per cent revenue drop because of the bushfires

Visit bushfirerecovery.gov.au and select small business and primary producers

Follow the links to your state’s website to apply

Bushfire - Recovery Grants of up to $75,000

  • To help pay for costs of clean-up and other emergency measures including disposing of dead stock, and rebuilding or replacing damaged or destroyed on-farm infrastructure
  • Available to primary producers in bushfire impacted Local Government Areas

Visit bushfirerecovery.gov.au and select small business and primary producers

Follow the links to your state’s website to apply

COVID-19 - JobKeeper

  • Employers significantly impacted by COVID-19 will be able to access a subsidy from the Government to continue paying their employees
  • A subsidy of $1,500/fortnight per employee for up to six months
  • Available to businesses, not-for-profits and sole traders

Register your interest at ato.gov.au  (search the site for JobKeeper)

Find out more at Treasury.gov.au/coronavirus

COVID-19 - Boosting cash flow for employers

  • The Government is providing up to $100,000 to eligible small and medium-sized businesses and not for-profits that employ people, with a minimum payment of $20,000
  • Calculated based on salary and wages withheld

Will be paid automatically by the Australian Taxation Office, as a credit in the activity statement system.

Find out more at Treasury.gov.au/coronavirus

COVID-19 - Supporting apprentices and trainees

  • Helping businesses to retain apprentices and trainees
  • Wage subsidy of up to $21,000 per apprentice or trainee

Talk to the Australian Apprenticeship Support Network (AASN) in your area. Search for your local AASN at australianapprenticeships.gov.au

Find out more at Treasury.gov.au/coronavirus

COVID-19

Backing businesses to invest, to help the economy

  • Instant asset write-off threshold has been increased to $150,000. Now includes larger businesses
  • Backing Business Investment. A time limited 15 month investment incentive to support business investment and economic growth over the short-term, by accelerating depreciation deductions

Check your eligibility with the Australian Taxation Office

For more information

Drought - Accelerated depreciation arrangements for fodder and water infrastructure

  • Allow an immediate deduction for cost of new water facilities, fodder storage assets and fencing
  • Includes depreciation of water facilities, fodder storage and fencing
For more information visit the ato.gov.au and search for ‘Accelerated depreciation fodder water infrastructure’

Drought – On-Farm Emergency Water Infrastructure Rebate Scheme

  • Rebates for emergency on-farm water infrastructure expenses
  • Apply for a 25 per cent rebate on the cost of new infrastructure that supplies water for animal welfare, up to a maximum of $25,000
For more information visit agriculture.gov.au and search for ‘on farm emergency water infrastructure rebate scheme’

Flood – Special Disaster Assistance Recovery Grants

  • For primary producers affected by the 2019 North Queensland flood event
  • Grants of up to $75,000 to assist eligible primary producers with activities including removing debris, disposing of dead livestock, salvaging crops, grain and feed, and repairing plant and equipment

For more information call 1800 623 946

Or visit qrida.qld.gov.au and search for ‘Special disaster assistance recovery grants’

Flood – North Queensland Restocking, Replanting & On-farm Infrastructure Grants

  • For primary producers affected by the 2019 North Queensland flood event
  • Up to $400,000 in seed funding to help with restocking, replanting and replacement of on-farm infrastructure damaged by flood. Must be matched with 50 per cent co-contribution

For more information call 1800 623 946

Or visit qrida.qld.gov.au and search for ‘north Queensland restocking replanting and on farm infrastructure grants’

Flood Freight Subsidy and Agistment Scheme

  • For primary producers affected by the 2019 North Queensland flood event
  • To accelerate restocking in flood-impacted area and increase opportunities for short-term income, primary producers can receive 50 per cent restocking freight subsidies of up to $50,000/year for two years

For more information call 13 25 23

Or visit daf.qld.gov.au and search for ‘Flood freight subsidy and agistment scheme’

I need a loan

Type of support How to access

Bushfire - Concessional Loans of up to $500,000

  • For primary producers affected directly or indirectly by the fires
  • No repayments or interest for the first two years, then a concessional rate
  • Available to primary producers in bushfire impacted Local Government Areas

Visit bushfirerecovery.gov.au and select small business and primary producers

Follow the links to your state’s website to apply.

COVID19 - Supporting the flow of credit

  • Government will provide lenders with a guarantee for loans, to increase their willingness and ability to provide credit
  • Loans of up to $250,000, over up to three years, with an initial six month repayment holiday
  • For small or medium sized businesses with turnover up to $50 million

Talk to your bank

For more information:

Flood – AgRebuild Loans

  • For primary producers affected by the 2019 North Queensland flood event
  • Loans of up to $5 million to replace livestock, replant crops or refinance existing debt at a lower rate
  • First two years are interest free

For more information call 1800 875 675

Or visit ric.gov.au/agrebuild

Flood – Disaster Assistance Loans

  • For primary producers affected by the 2019 North Queensland flood event
  • Loans of up to $250,000 can assist with re-establishing normal operations by covering expenses such as building repairs, purchasing stock or meeting carry-on requirements
  • Initial annual interest rate of 1.37 per cent

For more information call 1800 623 946

Or visit qrida.qld.gov.au and search for ‘Disaster assistance loans’

Flood - Disaster Assistance (Essential Working Capital) Loans

  • For primary producers affected by the 2019 North Queensland flood event
  • Loans of up to $100,000 can assist with essential working capital expenses such as paying salaries or wages, rent or buying goods
  • Initial interest rate of 1.37 per cent

For more information call 1800 623 946

Or visit qrida.qld.gov.au and search for ‘Disaster assistance loans essential working capital’

Flood – Exceptional Disaster Assistance Loans

  • For primary producers affected by the 2019 North Queensland flood event
  • Loans of up to $1 million are available to primary producers whose assets have sustained exceptional damage
  • Can be used to repair or replace damaged equipment and infrastructure, restock and sustain livestock, and meet carry-on requirements
  • First two years are interest free. Initial annual interest rate from the third year is 1.37 per cent

For more information call 1800 623 946

Or visit qrida.qld.gov.au and search for ‘exceptional disaster assistance loans’

Drought Loans

  • Loans of up to $2 million to pay for operating expenses , capital or refinance existing debt at a lower rate
  • First two years are interest free

Call 1800 875 675

Visit ric.gov.au/drought

Farm Investment Loans

  • For farm businesses who solely or mainly sell products into supply chains that are interstate or outside Australia, or plan to in the future
  • Loans of up to $2 million to pay for operating expenses or capital, enhance productivity or refinance existing debt at a lower rate
  • Concessional interest rate of 2.11 per cent applies

Call 1800 875 675

Visit ric.gov.au/farm-investment

I need help exporting my produce

Type of support How to access

COVID-19 - International Freight Assistance Mechanism

  • Help for exporters get their high-quality produce into key overseas markets
  • Return flights will bring back items critical to the ongoing health response

Find out more from the Department of Agriculture, Water and the Environment

Call 02 6272 2444

I want ways to even out the financial peaks and troughs of primary production

Type of support How to access

Drought – Farm Management Deposits Scheme

  • Allows eligible farmers to deposit up to $800,000 in pre-tax income from primary production in years of high income, which can be drawn on in future years
  • Farm management deposits can be used as offsets against a farmer's mortgage in certain circumstances
For more information visit ato.gov.au and search for ‘farm management deposits scheme’

Drought – Income tax averaging

  • Allows farmers to even out their high and low income years and the tax payable over a maximum of five years
For more information visit ato.gov.au and search for ‘income tax averaging’