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Combined list of help for small business and not-for-profits

The COVID-19 pandemic adds further strain to bushfire affected communities, many of which were already under pressure from drought or flood events.

A list of Australian Government support, and how to access it, is below.

It includes bushfire, drought, flood and COVID-19 assistance.

This list focuses on the needs of small business and not-for-profits.

All of these measures have eligibility criteria, so make sure you check out the detail to see if they match your circumstances.

Visit australia.gov.au for detail on the Australian Government response to COVID-19.

For state and territory government assistance with COVID-19 visit australia.gov.au and follow the links at the bottom of the page.

On this page

I need financial counselling

Type of support How to access

Bushfire

  • Free financial counselling from specialist services for small businesses

Free Small Business Financial Support Line 1800 413 828

 

Drought

  • Free financial counselling for small rural businesses (non-farm) facing financial hardship due to drought
Free Rural Financial Counselling Service 1800 686 175

I need business advice

Type of support How to access

Bushfire - Entrepreneurs’ Programme:  Strengthening Business

  • Free Tailored Advisory Service for small and medium businesses affected by the bushfires
  • Available in certain local government areas most affected by the fires

Call 13 28 46

Visit business.gov.au (search for ‘strengthening business’)

I need money to keep my business or not-for-profit going

Type of support How to access

Bushfire - $10,000 grants for small business

  • Available in certain local government areas most affected by the fires
  • For those with 40+ per cent revenue drop because of the bushfires
  • Not available to not-for-profit organisations

Visit bushfirerecovery.gov.au and select small business

Follow the links to your state’s website to apply

Bushfire - Recovery Grants of up to $50,000

  • For small businesses and not-for-profits with damage from fire/smoke
  • Grants for clean up and reinstatement
  • Available in bushfire impacted Local Government Areas

Visit bushfirerecovery.gov.au and select small business

Follow the links to your state’s website to apply

Bushfire - Indigenous corporations

  • Grants up to $20,000 for Indigenous corporations to secure and clean up damaged properties

Contact the Indigenous Land and Sea Corporation

Call 1800 818 490 or EDOAdmin@ilcorp.gov.au

COVID-19 - JobKeeper

  • Employers significantly impacted by COVID-19 will be able to access a subsidy from the Government to continue paying their employees
  • A subsidy of $1,500/fortnight per employee for up to six months
  • Available to small business, not-for-profits and sole traders

Register your interest at ato.gov.au  (search the site for JobKeeper)

For more information visit Treasury.gov.au/coronavirus

COVID-19 - Boosting cash flow for employers

  • The Government is providing up to $100,000 to eligible small and medium-sized businesses and not for-profits that employ people, with a minimum payment of $20,000
  • Calculated based on salary and wages withheld

The cash flow boosts will be automatically applied to the accounts of eligible businesses when they lodge their activity statement for the relevant periods

For more information visit Treasury.gov.au/coronavirus

COVID-19 - Supporting apprentices and trainees

  • Helping businesses to retain apprentices and trainees
  • Wage subsidy of up to $21,000 per apprentice or trainee

Talk to the Australian Apprenticeship Support Network (AASN) in your area. Search for your local AASN at australianapprenticeships.gov.au

Find out more at Treasury.gov.au/coronavirus

COVID-19

Backing businesses to invest, to help the economy

  • Instant asset write-off threshold has been increased to $150,000. Now includes larger businesses
  • Backing Business Investment. A time limited 15 month investment incentive to support business investment and economic growth over the short-term, by accelerating depreciation deductions

Check your eligibility for the instant asset write-off with the Australian Taxation Office

For information visit:

 

I need money to help wildlife and habitat recover from bushfire

Type of support How to access

Bushfire - Wildlife and Habitat Recovery Program

  • Grants between $100,000 and $1 million for on-ground bushfire recovery 

For more information and application process visit environment.gov.au/biodiversity/bushfire-recovery/open-grant-program

I need a loan

Type of support How to access

Bushfire - Concessional Loans of up to $500,000

  • For bushfire affected businesses, not-for-profits and primary producers
  • No repayments or interest for the first two years, then a concessional rate
  • Available in bushfire impacted Local Government Areas

Visit bushfirerecovery.gov.au and select small business

Follow the links to your state’s website to apply

COVID19 - Supporting the flow of credit

  • Government will provide lenders with a guarantee for loans, to increase their willingness and ability to provide credit
  • Loans of up to $250,000, over up to three years, with an initial six month repayment holiday
  • For small or medium sized businesses with turnover up to $50 million

Talk to your bank

For more information visit:

Drought - AgBiz Drought Loans

  • For small businesses supplying goods or services relating to primary production to farm businesses in drought
  • Loans of up to $500,000 to pay for operating expenses, suppliers, salaries, wages, rent or refinance existing debt at a lower rate
  • First two years interest free

 Call 1800 875 675

Visit ric.gov.au/agbiz-drought

I rent business premises and I’m worried about being evicted

Type of support How to access

COVID-19 

  • Evictions will be on hold for six months by the states and territories, for those in financial distress because of COVID-19

See mandatory code of conduct for commercial tenancies

For more information visit business.gov.au (select ‘coronavirus information’)

Discuss with your landlord and refer to you State's consumer affairs or fair trading authority

My business is in financial distress

Type of support How to access

COVID-19 - Temporary relief for financially distressed businesses

  • Increase to threshold at which creditors can issue statutory demand, extra time to respond
  • Relief from personal liability for trading while insolvent
  • Temporary flexibility in Corporations Act 2001
  • Australian Taxation Office to tailor solutions for struggling businesses

You don't need to apply. These relief measures will be in place for six months

For more information visit:

Artists and art organisations

Type of support How to access

COVID-19 - Artists and art organisations

  • Emergency relief is available to support artists and art organisations who have been impacted by COVID-19

Various support is available

 

I need employees

Type of support How to access

COVID-19 - I need employees

  • Platform for employers with multiple jobs to find employees

More information can be found at dese.gov.au/covid-19/jobs-hub